Choosing the right credit card plan depends on your spending habits, financial goals, and lifestyle. The Standard Plan is an excellent option for individuals who want a balanced mix of benefits, affordability, and convenience. If you’re someone who regularly uses a credit card for everyday expenses like groceries, dining, and online shopping but doesn’t need premium perks like luxury travel rewards, the Standard Plan offers great value. It typically comes with lower annual fees, competitive interest rates, and essential benefits such as cashback, fraud protection, and flexible payment options.

• Stocks (large-cap, mid-cap, small-cap)
• Bonds and fixed-income securities
• Real estate and REITs
• Commodities like gold and silver
• Cryptocurrencies and blockchain assets